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HFCB Kenya
Formerly HFC / Housing Finance / HF Group — Kenya’s pioneering mortgage financier, now a full-service bank offering retail, SME, and corporate banking across 22 branches since 1965.
🏦 Bank & Mortgage Finance (NSE Listed)
📅 Founded 18 November 1965
🏢 22 Branches Nationwide
📋 About HFCB Kenya
HFCB Kenya, formerly known as HFC Limited, Housing Finance, and HF Group, was founded on 18 November 1965 and has operated for six decades as one of Kenya’s most established financial institutions. The company began as a niche mortgage financier and has since transitioned into a full-service universal bank, licensed and regulated by the Central Bank of Kenya, while remaining a key player in the property finance sector. Its parent, HF Group Plc, is listed on the Nairobi Securities Exchange (NSE) under the ticker HFCK, with its head office at Rehani House, Kenyatta Avenue/Koinange Street, Nairobi.
HF Group operates through a diversified portfolio of subsidiaries offering integrated financial solutions: retail and corporate banking through HFC Limited, real estate development through HF Development and Investment (HFDI), insurance distribution through HF Insurance Agency, and social investment through the HF Foundation. This structure allows HFCB to deliver mortgages, savings products, loans, bancassurance, and property investment services under one roof, and historically the company has been the second-largest mortgage lender in Kenya by loan book size. HFCB operates a network of 22 branches across Kenya’s major urban centres and towns, offering personal loans, mortgages, SME financing, trade finance, asset finance, and micro-credit, with a strong focus on digital banking accessibility.
🏷️ Company Details
| Type | Commercial Bank & Mortgage Financier (NSE Listed) |
| Founded | 18 November 1965 |
| Former Names | Housing Finance Company of Kenya → HFC Limited → HF Group → HFCB Kenya |
| Regulator | Central Bank of Kenya (CBK) |
| NSE Ticker | HFCK |
| Head Office | Rehani House, Kenyatta Avenue/Koinange Street, Nairobi |
| City | Nairobi, Kenya |
| Postal Address | P.O. Box 30088-00100, Nairobi, GPO, Kenya |
| Branches | 22 Nationwide |
| Chairman | Kaushik Manek |
| Managing Director | Peter Oduori |
| Phone | 020 888 9990 / 020 888 9910 |
| Website | hfgroup.co.ke |
⚙️ Products & Services
🔵 Retail Banking (Savings & Current Accounts)
🔵 Corporate Banking
🔵 SME & Business Banking
🔵 Personal Loans
🔵 Asset Finance
🔵 Trade Finance
🔵 Micro-Credit Loans
🔵 Agricultural Financing
🔵 Group Banking Services
🔵 Bancassurance (HF Insurance Agency)
🔵 Property Investment (HFDI)
🔵 Digital Banking
🔵 Diaspora Banking
🕐 Opening Hours
| Monday | 8:30 AM – 5:00 PM | Open |
| Tuesday | 8:30 AM – 5:00 PM | Open |
| Wednesday | 8:30 AM – 5:00 PM | Open |
| Thursday | 8:30 AM – 5:00 PM | Open |
| Friday | 8:30 AM – 5:00 PM | Open |
| Saturday | 8:30 AM – 12:00 PM (Select Branches) | Open |
| Sunday | — | Closed |
🗺️ Service Areas
📍 Major Urban Centres & Towns Nationwide
📍 22 Branches Nationwide
🌍 Diaspora — Kenyans Abroad
📸 Photos
HFCB Kenya’s head office at Rehani House, Kenyatta Avenue, Nairobi
An HFCB branch serving customers across Kenya
HFCB’s mortgage financing helping Kenyan families own their homes
Swipe to view more photos
📍 Location & Map (Head Office)
📍 Rehani House, Kenyatta Avenue/Koinange Street, Nairobi, Kenya · Get Directions →
📬 Contact Information
| 🌐 Website | hfgroup.co.ke |
| 📞 Phone | 020 888 9990 / 020 888 9910 |
| 📍 Head Office | Rehani House, Kenyatta Avenue/Koinange Street, P.O. Box 30088-00100, Nairobi, GPO, Kenya |
| 📍 Branch Locator | hfgroup.co.ke/ways-to-bank/location/Branches |
🔗 Social Media
⭐ Reviews & Ratings
HFCB is widely recognised for its deep expertise in mortgage financing, having historically been one of Kenya’s largest mortgage lenders, and is valued by customers seeking a bank that understands the specific needs of homebuyers and property investors.
“Took out a mortgage here to buy our first home and the specialist knowledge of the mortgage team really showed compared to a general bank. They understood the process from valuation to disbursement in a way that made everything less stressful.”
“Used asset finance to grow my small logistics business. Good rates compared to other lenders I compared. The transition from the old HFC name to the new one had a bit of a learning curve, but staff explained the change clearly when I asked.”
“Bought an apartment through one of HFDI’s developments and financed it through HFCB’s own mortgage arm — having both under one group made the whole process more integrated than working with separate developer and lender relationships.”
“Solid, dependable bank with a long history — my parents banked here when it was still Housing Finance decades ago. Digital banking has improved noticeably in recent years, making day-to-day transactions much more convenient than before.”
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❓ Frequently Asked Questions
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