M-PESA for Business — Paybill, Till Number & Payment Solutions | Business Listings Kenya

Grace Wanjiku
Grace Wanjiku
Business Listings
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MPESA for Business

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M-PESA for Business

Africa’s most powerful mobile money platform for businesses  enabling merchants, SMEs and corporates to collect payments, pay suppliers, and manage money seamlessly.

📍 Nairobi, Kenya
💳 Mobile Money & Fintech
📅 Launched 2007
📊 137.9M Daily Transactions

📋 About M-PESA for Business

M-PESA is Africa’s largest and most successful mobile money platform, launched by Safaricom in Kenya in 2007. Originally designed as a simple peer-to-peer money transfer tool, M-PESA has evolved into a comprehensive financial ecosystem serving individuals, small traders, SMEs, and large corporates across Kenya and East Africa.

Contents

M-PESA for Business is the dedicated business suite of M-PESA services, allowing merchants and organisations to collect payments via Lipa na M-PESA (Buy Goods Till & Paybill), pay employees and suppliers in bulk, access business credit through Fuliza for Business, and integrate M-PESA payments into websites and apps via the M-PESA API (Daraja). As of 2026, M-PESA processes 137.9 million transactions daily valued at KES 118 billion  equivalent to KES 43 trillion annually.

🏷️ Company Details

Operated BySafaricom PLC
Launched2007
Head OfficeSafaricom House, Waiyaki Way, Westlands, Nairobi
Daily Transactions137.9 Million (KES 118 Billion value)
P2P Daily Transactions37 Million (KES 27 Billion value)
USSD Code*334#
Max BalanceKES 300,000
Max TransactionKES 150,000 per transaction / KES 300,000 per day
Regional PresenceKenya, Tanzania, Uganda, Rwanda, Ethiopia & More

⚙️ Business Services & Products

🔵 Lipa na M-PESA (Buy Goods Till)
🔵 M-PESA Paybill
🔵 Bulk Payments (B2C)
🔵 M-PESA API (Daraja)
🔵 Fuliza for Business
🔵 Pochi La Biashara
🔵 M-PESA Global (International)
🔵 M-PESA Ratiba (Standing Orders)
🔵 Taasi Till Loans
🔵 M-PESA for E-Commerce
🔵 AliExpress M-PESA Payments
🔵 M-PESA Business App

🕐 Service Availability

Monday24 HoursOpen
Tuesday24 HoursOpen
Wednesday24 HoursOpen
Thursday24 HoursOpen
Friday24 HoursOpen
Saturday24 HoursOpen
Sunday24 HoursOpen
💳 M-PESA for Business operates 24/7/365 — payments never stop. Dial *334# or use the M-PESA App anytime.

📍 Location & Map

📍 Safaricom House, Waiyaki Way, Westlands, Nairobi · Get Directions →

📬 Contact Information

🌐 Websitesafaricom.co.ke/business/m-pesa
📞 Customer Care100 (Safaricom line) / +254 722 002 100
📧 Emailcustomercare@safaricom.co.ke
📲 USSD*334#
🔗 Developer APIdeveloper.safaricom.co.ke (Daraja)
📍 Head OfficeSafaricom House, Waiyaki Way, Westlands, Nairobi, Kenya

🔗 Social Media

⭐ Reviews

4.6
⭐⭐⭐⭐⭐
Google Rating

M-PESA is rated as one of the most transformative financial innovations in Africa, trusted by millions of businesses and individuals daily. It has fundamentally changed how Kenya transacts money and is credited with lifting 2% of Kenyan households out of extreme poverty.

⭐ Leave a Review on Google

❓ Frequently Asked Questions

How do I register for M-PESA for Business (Paybill or Till)?

Visit any Safaricom shop or call 100 to apply for a Paybill number or Buy Goods Till. You will need your business registration documents, ID, and KRA PIN. You can also apply online at safaricom.co.ke/business/m-pesa.

What is the difference between a Paybill and a Till number?

A Paybill number (Business Number) is used when customers need to enter an account number to pay — ideal for utilities, schools, and rentals. A Till number (Buy Goods) is used for direct purchases where no account number is needed — ideal for shops and restaurants.

What is Pochi La Biashara?

Pochi La Biashara is an M-PESA feature that allows small traders to receive business payments separately from their personal M-PESA wallet — without needing a Till or Paybill number. Customers pay by simply selecting Pochi La Biashara when sending money.

What is M-PESA Daraja API?

Daraja is Safaricom’s developer API platform that allows businesses and developers to integrate M-PESA payments directly into websites, apps, and systems. It supports STK Push, C2B, B2C, and B2B transactions. Access it at developer.safaricom.co.ke.

What is Fuliza for Business?

Fuliza for Business is an overdraft facility that allows M-PESA business accounts to complete transactions even when their M-PESA balance is insufficient. It is available to eligible businesses and is repaid automatically when the next payment comes in.

How many transactions does M-PESA process daily?

As of 2026, M-PESA processes 137.9 million transactions daily worth KES 118 billion ($914 million), making it one of the highest volume mobile money platforms in the world. Peer-to-peer transactions alone account for 37 million daily transfers worth KES 27 billion.

Listed on Business.co.ke · Information verified as of June 2026 ·
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ByGrace Wanjiku
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Grace Wanjiku is a commerce writer dedicated to helping small and medium enterprises (SMEs) thrive in East Africa. A graduate of Commerce from the University of Nairobi, she focuses on digital banking solutions, mobile money integration, and local market trends across Kenya’s counties. When not analyzing market shifts, Grace manages verified data updates for the Business.co.ke local directory. She can be reached at grace.wanjiku@business.co.ke
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