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M-PESA for Business

Africa’s most powerful mobile money platform for businesses enabling merchants, SMEs and corporates to collect payments, pay suppliers, and manage money seamlessly.

📍 Nairobi, Kenya
💳 Mobile Money & Fintech
📅 Launched 2007
📊 137.9M Daily Transactions

🌐 Visit Website
📞 Call 100

📋 About M-PESA for Business

M-PESA is Africa’s largest and most successful mobile money platform, launched by Safaricom in Kenya in 2007. Originally designed as a simple peer-to-peer money transfer tool, M-PESA has evolved into a comprehensive financial ecosystem serving individuals, small traders, SMEs, and large corporates across Kenya and East Africa.

Contents

📋 About M-PESA for Business 🏷️ Company Details ⚙️ Business Services & Products 🕐 Service Availability 📍 Location & Map 📬 Contact Information 🔗 Social Media ⭐ Reviews ❓ Frequently Asked Questions

M-PESA for Business is the dedicated business suite of M-PESA services, allowing merchants and organisations to collect payments via Lipa na M-PESA (Buy Goods Till & Paybill), pay employees and suppliers in bulk, access business credit through Fuliza for Business, and integrate M-PESA payments into websites and apps via the M-PESA API (Daraja). As of 2026, M-PESA processes 137.9 million transactions daily valued at KES 118 billion equivalent to KES 43 trillion annually.

🏷️ Company Details

Operated By	Safaricom PLC
Launched	2007
Head Office	Safaricom House, Waiyaki Way, Westlands, Nairobi
Daily Transactions	137.9 Million (KES 118 Billion value)
P2P Daily Transactions	37 Million (KES 27 Billion value)
USSD Code	*334#
Max Balance	KES 300,000
Max Transaction	KES 150,000 per transaction / KES 300,000 per day
Regional Presence	Kenya, Tanzania, Uganda, Rwanda, Ethiopia & More

⚙️ Business Services & Products

🔵 Lipa na M-PESA (Buy Goods Till)
🔵 M-PESA Paybill
🔵 Bulk Payments (B2C)
🔵 M-PESA API (Daraja)
🔵 Fuliza for Business
🔵 Pochi La Biashara
🔵 M-PESA Global (International)
🔵 M-PESA Ratiba (Standing Orders)
🔵 Taasi Till Loans
🔵 M-PESA for E-Commerce
🔵 AliExpress M-PESA Payments
🔵 M-PESA Business App

🕐 Service Availability

Monday	24 Hours	Open
Tuesday	24 Hours	Open
Wednesday	24 Hours	Open
Thursday	24 Hours	Open
Friday	24 Hours	Open
Saturday	24 Hours	Open
Sunday	24 Hours	Open

💳 M-PESA for Business operates 24/7/365 — payments never stop. Dial *334# or use the M-PESA App anytime.

📍 Location & Map

📍 Safaricom House, Waiyaki Way, Westlands, Nairobi · Get Directions →

📬 Contact Information

🌐 Website	safaricom.co.ke/business/m-pesa
📞 Customer Care	100 (Safaricom line) / +254 722 002 100
📧 Email	customercare@safaricom.co.ke
📲 USSD	*334#
🔗 Developer API	developer.safaricom.co.ke (Daraja)
📍 Head Office	Safaricom House, Waiyaki Way, Westlands, Nairobi, Kenya

📘 Facebook
🐦 Twitter / X
📸 Instagram
▶️ YouTube

⭐ Reviews

4.6

⭐⭐⭐⭐⭐

Google Rating

M-PESA is rated as one of the most transformative financial innovations in Africa, trusted by millions of businesses and individuals daily. It has fundamentally changed how Kenya transacts money and is credited with lifting 2% of Kenyan households out of extreme poverty.

⭐ Leave a Review on Google

❓ Frequently Asked Questions

How do I register for M-PESA for Business (Paybill or Till)?

Visit any Safaricom shop or call 100 to apply for a Paybill number or Buy Goods Till. You will need your business registration documents, ID, and KRA PIN. You can also apply online at safaricom.co.ke/business/m-pesa.

What is the difference between a Paybill and a Till number?

A Paybill number (Business Number) is used when customers need to enter an account number to pay — ideal for utilities, schools, and rentals. A Till number (Buy Goods) is used for direct purchases where no account number is needed — ideal for shops and restaurants.

What is Pochi La Biashara?

Pochi La Biashara is an M-PESA feature that allows small traders to receive business payments separately from their personal M-PESA wallet — without needing a Till or Paybill number. Customers pay by simply selecting Pochi La Biashara when sending money.

What is M-PESA Daraja API?

Daraja is Safaricom’s developer API platform that allows businesses and developers to integrate M-PESA payments directly into websites, apps, and systems. It supports STK Push, C2B, B2C, and B2B transactions. Access it at developer.safaricom.co.ke.

What is Fuliza for Business?

Fuliza for Business is an overdraft facility that allows M-PESA business accounts to complete transactions even when their M-PESA balance is insufficient. It is available to eligible businesses and is repaid automatically when the next payment comes in.

How many transactions does M-PESA process daily?

As of 2026, M-PESA processes 137.9 million transactions daily worth KES 118 billion ($914 million), making it one of the highest volume mobile money platforms in the world. Peer-to-peer transactions alone account for 37 million daily transfers worth KES 27 billion.

Listed on Business.co.ke · Information verified as of June 2026 ·
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