I&M Bank Kenya — Corporate & Retail Banking, Kenyatta Avenue

Grace Wanjiku
12 Min Read

✓ Verified Listing

🏦 Commercial Bank

I&M Bank Kenya

We Are On Your Side — a leading East African commercial bank offering corporate, retail, and business banking, with 40+ branches across Kenya since 1974.

📍 I&M Bank Tower, Kenyatta Avenue, Nairobi
🏦 Commercial Bank (NSE Listed via I&M Holdings)
📅 Founded 1974 (Commercial Bank Since 1996)
🌍 Regional Network — Kenya, Rwanda, Tanzania, Mauritius

📋 About I&M Bank Kenya

I&M Bank was founded in 1974 as Investments & Mortgages Limited, a community-based financial institution, before evolving into a fully-fledged commercial bank in 1996. The bank is a subsidiary of I&M Group Plc (formerly I&M Holdings Limited), a company publicly listed on the Nairobi Securities Exchange (NSE). I&M Bank’s head office and flagship branch are located at I&M Bank Tower, Kenyatta Avenue, in the heart of Nairobi’s central business district.

I&M Bank offers a full range of corporate, retail, and business banking services, and has built a reputation for innovative digital products such as the I&M Bank On The Go (OTG) mobile app, alongside a strong commitment to financial inclusion and sustainability. The bank’s regional footprint extends beyond Kenya through its international network, which includes Bank One Limited in Mauritius, I&M Bank Tanzania Limited, and I&M Bank Rwanda Limited. In Kenya, I&M Bank operates a network of over 40 branches across major towns and cities, each typically featuring an on-site 24-hour ATM, supported by a 24-hour Contact Centre for customer service.

🏷️ Company Details

TypeCommercial Bank (NSE Listed via I&M Group Plc)
Founded1974 (as Investments & Mortgages Limited)
Became Commercial Bank1996
RegulatorCentral Bank of Kenya (CBK)
Head OfficeI&M Bank Tower, Kenyatta Avenue, Nairobi
CityNairobi, Kenya
Postal AddressP.O. Box 30238-00100, Nairobi GPO, Kenya
Branches40+ Nationwide
Regional NetworkBank One (Mauritius), I&M Bank Tanzania, I&M Bank Rwanda
24-Hour Call Centre+254 719 088 000 / +254 20 322 1000 / +254 732 100 000
Toll-Free (Card Enquiries)0800 721 088
Emailcustomercare@imbank.co.ke / callcentre@imbank.co.ke
Websiteimbankgroup.com/ke

⚙️ Products & Services

🔵 Personal / Retail Banking
🔵 Business Banking
🔵 Corporate Banking
🔵 I&M Bank On The Go (OTG) App
🔵 Prepaid Forex Card (Up to USD 10,000)
🔵 Trade Finance
🔵 Mortgages & Asset Finance
🔵 USSD Banking (*458#)
🔵 24-Hour ATM Access (Every Branch)
🔵 Sustainability & Financial Inclusion Programs

🏢 Branch Locations & Contacts

BranchLocation
Kenyatta Avenue (Head Office)I&M Bank Tower, Kenyatta Avenue, Nairobi
2nd Ngong AvenueI&M Bank House, 2nd Ngong Avenue, Nairobi
Sarit Centre1st Floor, Sarit Centre, Westlands, Nairobi
Yaya Centre4th Floor, Yaya Centre, Argwings Kodhek Road, Nairobi
KarenKaren Office Park, Langata Road, Karen, Nairobi
Spring ValleyGround Floor, Block B, Spring Valley Business Park, Nairobi
Gateway MallGateway Mall, Mombasa Road, Opposite Syokimao Railway Station, Nairobi
Biashara StreetBiashara Street, Nairobi
Mombasa (Nyerere Avenue)Acacia Building, Nyerere Avenue, Mombasa
Mombasa (Nyali)Greenwood Village, 1st Floor, Greenwood Drive, Nyali, Mombasa
Changamwe1st Floor, Refinery Building, Refinery Road, Mombasa
Malindi1st Floor, Pine Court Building, Lamu Road, Malindi
NakuruPolo Centre, Kenyatta Avenue, Nakuru
EldoretGround Floor, Zion Mall, Uganda Road, Eldoret
KisumuCold Springs Plaza, Posta Road, Kisumu
KisiiRoyal Tower, Hospital Road, Kisii
NyeriGround Floor, Hopewell Place, Gakere Road, Nyeri
KapsabetKapsabet Business Centre, Ground Floor, Kapsabet

I&M Bank operates 40+ branches nationwide, each featuring an on-site 24-hour ATM. For the full current branch list and operating hours, visit imbankgroup.com/ke/atms-branches/branches

🕐 Opening Hours

Monday9:00 AM – 5:00 PMOpen
Tuesday9:00 AM – 5:00 PMOpen
Wednesday9:00 AM – 5:00 PMOpen
Thursday9:00 AM – 5:00 PMOpen
Friday9:00 AM – 5:00 PMOpen
Saturday10:00 AM – 1:00 PMOpen
SundayClosed
📞 The 24-Hour Call Centre, USSD (*458#), online banking, and on-site branch ATMs remain accessible around the clock. Branch hours listed reflect a typical branch; hours may occasionally be adjusted for safety reasons — I&M Bank publishes real-time branch status updates on its website during periods of civil disruption, so check ahead if visiting during unsettled conditions.

🗺️ Service Areas

📍 Nairobi (Multiple Branches)
📍 Mombasa & Coast Region
📍 Nakuru & Eldoret (Rift Valley)
📍 Kisumu & Kisii (Nyanza)
📍 Nyeri & Kapsabet
🌍 Rwanda, Tanzania & Mauritius (Regional Network)

📸 Photos

I and M Bank

I&M Bank Tower Kenyatta Avenue

IM INTERIOR INTERIOR BANK HALL

An I&M Bank branch banking hall serving personal and business clients

otg

 The I&M Bank On The Go (OTG) app — mobile banking for everyday transactions

atm

A 24-hour ATM at one of I&M Bank’s branches across Kenya

📍 Location & Map (Head Office)

📍 I&M Bank Tower, Kenyatta Avenue, Nairobi, Kenya · Get Directions →

📬 Contact Information

🌐 Websiteimbankgroup.com/ke
📞 24-Hour Call Centre+254 719 088 000 / +254 20 322 1000 / +254 732 100 000
📞 Toll-Free (Cards)0800 721 088
📧 Customer Carecustomercare@imbank.co.ke
📧 Call Centrecallcentre@imbank.co.ke
📍 Head OfficeI&M Bank Tower, Kenyatta Avenue, P.O. Box 30238-00100, Nairobi GPO, Kenya
📱 USSD Banking*458#

🔗 Social Media

⭐ Reviews & Ratings

4.0
⭐⭐⭐⭐
Customer Rating

I&M Bank is trusted for its long institutional history, strong corporate and trade finance banking, and its regional East African network, particularly valued by business owners with cross-border operations.

⭐ Leave a Review on Facebook

E
Elizabeth Muthoni
Business Owner, Nairobi · 11 April 2026
★★★★★

“Trade finance support for our import business has been solid, and having the regional network through Tanzania made a recent cross-border transaction much smoother than dealing with correspondent banks.”

J
James Kiprono
Personal Banking Customer, Eldoret · 24 January 2026
★★★★★

“Bank at the Eldoret branch and the OTG app has made day-to-day banking so much easier — bill payments and transfers all handled from my phone. On-site ATM at the branch means I rarely need to queue inside anymore.”

S
Susan Achieng
Customer, Yaya Centre · 7 September 2025
★★★★☆

“Convenient location for me at Yaya Centre. Occasionally the branch can be busy at lunch hour, so I’ve learned to go in the morning instead. The 24-hour call centre has been reliable whenever I’ve had questions after hours.”

D
David Onyango
Traveller, Mombasa · 15 June 2025
★★★★★

“Loaded the prepaid forex card before a trip abroad and it worked smoothly overseas without the fees I’d normally expect from currency conversion. Simple process to top up via M-Pesa PayBill too.”

📝 Share Your Experience

Are you an I&M Bank Kenya customer? Rate them and leave a comment below.





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❓ Frequently Asked Questions

Where is I&M Bank Kenya's head office?

I&M Bank Tower, Kenyatta Avenue, Nairobi. P.O. Box 30238-00100, Nairobi GPO, Kenya. Call +254 719 088 000 or +254 20 322 1000.

What was I&M Bank originally called?

I&M Bank was founded in 1974 as Investments & Mortgages Limited, a community-based financial institution, before becoming a fully-fledged commercial bank in 1996.

What is the I&M Bank OTG app?

I&M Bank On The Go (OTG) is the bank's mobile banking app, offering customers convenient access to transfers, bill payments, and account management from their phone.

How many I&M Bank branches are there in Kenya?

I&M Bank operates over 40 branches across Kenya, each with an on-site 24-hour ATM, spanning Nairobi, Mombasa, Nakuru, Eldoret, Kisumu, Kisii, Nyeri, and other major towns.

Does I&M Bank operate outside Kenya?

Yes. I&M Bank's international network includes Bank One Limited in Mauritius, I&M Bank Tanzania Limited, and I&M Bank Rwanda Limited, offering customers regional banking connections across East Africa and beyond.

How do I contact I&M Bank customer care?

Call the 24-hour Call Centre on +254 719 088 000, +254 20 322 1000, +254 732 100 000, or the toll-free card line 0800 721 088. Email customercare@imbank.co.ke or callcentre@imbank.co.ke.

Listed on Business.co.ke · Business Listings Kenya · Last Updated: June 2026 ·
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Grace Wanjiku is a commerce writer dedicated to helping small and medium enterprises (SMEs) thrive in East Africa. A graduate of Commerce from the University of Nairobi, she focuses on digital banking solutions, mobile money integration, and local market trends across Kenya’s counties. When not analyzing market shifts, Grace manages verified data updates for the Business.co.ke local directory. She can be reached at grace.wanjiku@business.co.ke
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