Co-operative Bank of Kenya — Branches, MCoop Cash & Banking Services | Business Listings Kenya

Grace Wanjiku
11 Min Read

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🏦 Commercial Banking

Co-operative Bank of Kenya

Kenya’s leading co-operative bank  serving individuals, SACCOs, businesses & corporates through 212 branches, 600+ ATMs, MCoop Cash & digital banking since 1968. We Are You.

📍 Co-operative House, Haile Selassie Ave, Nairobi
🏦 Commercial Banking
📅 Founded 1968
🏢 212 Branches in Kenya

📋 About Co-operative Bank of Kenya

The Co-operative Bank of Kenya Limited is one of the largest and most profitable banks in Kenya, with roots dating back to 1968 when it was established to serve the needs of the Kenyan co-operative movement. The bank is headquartered at Co-operative House on Haile Selassie Avenue, Nairobi, and is listed on the Nairobi Securities Exchange (NSE: COOP). It is majority-owned by Coop Holdings Co-operative Society Limited, making it uniquely tied to Kenya’s vibrant co-operative sector.

Co-op Bank operates 212 branches across Kenya and 5 branches in South Sudan, supported by over 600 ATMs, 16,000+ Co-op Kwa Jirani agents, and mobile banking through its MCoop Cash platform. The bank serves over 249,000 MSME customers and provides innovative banking products across personal, business, co-operative, and corporate segments. Its subsidiaries include Kingdom Bank Limited and Co-op Trust Investment Services. In 2024 the bank won the Sustainable Finance Catalyst Award for its green finance initiatives. The bank’s SWIFT code is KCOOKENA and its main branch code is 11000.

🏷️ Company Details

IndustryCommercial Banking & Financial Services
Founded1968
Listed (NSE)22 December 2008 (Ticker: COOP)
Majority OwnerCoop Holdings Co-operative Society Limited
Head OfficeCo-operative House, Haile Selassie Avenue, Nairobi
CityNairobi, Kenya
Postal AddressP.O. Box 48231-00100, Nairobi, Kenya
Kenya Branches212
South Sudan Branches5
ATMs600+
Co-op Kwa Jirani Agents16,000+
MSME Customers249,000+
SWIFT CodeKCOOKENA
Bank Code11 (Main Branch Code: 11000)
SubsidiariesKingdom Bank Ltd · Co-op Trust Investment Services
RegulatorCentral Bank of Kenya (CBK)
Customer Care0703 027 000 (24/7)

⚙️ Services Offered

🔵 Personal Banking
🔵 Business Banking (SME)
🔵 Corporate & Institutional Banking
🔵 Co-operative Banking
🔵 MCoop Cash (Mobile Banking)
🔵 Co-op Internet Banking
🔵 Co-op Kwa Jirani (Agency Banking)
🔵 Savings & Fixed Deposit Accounts
🔵 Personal & Business Loans
🔵 Mortgage & Home Loans
🔵 Trade Finance
🔵 SACCO Banking Solutions
🔵 Youth Enterprise Account (YEA)
🔵 Executive Banking
🔵 Forex & International Transfers
🔵 Investment Services (Co-op Trust)

🏢 Key Branch Locations

BranchLocationBranch Code
Head Office (Co-op House)Co-operative House, Haile Selassie Avenue, Nairobi11000
Moi AvenueMoi Avenue, Nairobi CBD11001
Ngong Road (Business Centre)Ngong Road, Nairobi11051
WestlandsWestlands, Nairobi11007
Upper HillUpper Hill Road, Nairobi11032
Kisumu MilimaniMilimani, Kisumu11100
Nakuru Bahati RoadBahati Road, Nakuru Town11200
MombasaMoi Avenue, Mombasa CBD11300

For the full list of all 212 branches, visit co-opbank.co.ke/branch-contacts-operating-hours

🕐 Opening Hours

Monday8:30 AM – 4:00 PM (Normal) · 8:30 AM – 5:00 PM (Executive)Open
Tuesday8:30 AM – 4:00 PM (Normal) · 8:30 AM – 5:00 PM (Executive)Open
Wednesday8:30 AM – 4:00 PM (Normal) · 8:30 AM – 5:00 PM (Executive)Open
Thursday8:30 AM – 4:00 PM (Normal) · 8:30 AM – 5:00 PM (Executive)Open
Friday8:30 AM – 4:00 PM (Normal) · 8:30 AM – 5:00 PM (Executive)Open
Saturday8:30 AM – 12:00 PM (Normal) · 8:30 AM – 1:00 PM (Executive)Open
Sunday / Public HolidaysClosed
📱 MCoop Cash, Co-op Internet Banking, ATMs & Co-op Kwa Jirani agents available 24/7. Customer care: 0703 027 000 (24/7) · SMS: 16111 · WhatsApp: 0703 027 000.

🗺️ Service Areas

📍 Nairobi (60+ Branches)
📍 Mombasa County
📍 Kisumu County
📍 Nakuru County
📍 Eldoret (Uasin Gishu)
📍 All 47 Counties in Kenya
🌍 South Sudan (5 Branches)

📸 Photos

Co-operative Bank headquarters at Co-operative House, Haile Selassie Avenue, Nairobi

 Co-operative Bank headquarters at Co-operative House, Haile Selassie Avenue, Nairobi

A Co-operative Bank branch banking hall serving customers across Kenya

A Co-operative Bank branch banking hall serving customers across Kenya

MCoop Cash — Co-op Bank's 24/7 mobile banking platform for all customers

 MCoop Cash — Co-op Bank’s 24/7 mobile banking platform for all customers

Co-op Kwa Jirani agent banking Kenya

A Co-op Kwa Jirani agent — one of 16,000+ agents serving communities across Kenya

📍 Location & Map (Head Office)

📍 Co-operative House, Haile Selassie Avenue, Nairobi, Kenya · Get Directions →

📬 Contact Information

🌐 Websiteco-opbank.co.ke
📞 Customer Care (24/7)0703 027 000
📱 WhatsApp0703 027 000
💬 SMS16111
📍 Head OfficeCo-operative House, Haile Selassie Avenue, P.O. Box 48231-00100, Nairobi, Kenya
🏙️ CityNairobi, Kenya
🌐 SWIFT CodeKCOOKENA
💻 Internet Bankingco-opbank.co.ke (Sign In)
🏪 All Branchesco-opbank.co.ke/branch-contacts

🔗 Social Media

⭐ Reviews & Ratings

4.0
⭐⭐⭐⭐
Google Rating

Co-operative Bank is widely appreciated for its SACCO banking solutions, wide branch network, MCoop Cash mobile banking, competitive loan products, and its unique role in supporting Kenya’s co-operative movement.

⭐ Leave a Review on Google

J
James Kariuki
SACCO Member, Nairobi · May 2026
★★★★★

“Co-op Bank has been our SACCO’s banker for over 10 years. The SACCO banking solutions are excellent — dedicated relationship managers who understand co-operative needs, good interest rates, and always available when we need support.”

F
Fatuma Mohamed
Personal Banking Customer, Mombasa · March 2026
★★★★★

“MCoop Cash has made banking so easy for me. I can pay bills, transfer money, and check my balance from my phone anytime. The Co-op Kwa Jirani agent near my home is also very convenient for cash deposits and withdrawals.”

P
Patrick Otieno
SME Customer, Kisumu · January 2026
★★★★☆

“Got a business loan from Co-op Bank to expand my shop and the process was straightforward. The relationship manager at Kisumu branch was professional. Loan processing took about 2 weeks. Interest rates are competitive.”

R
Ruth Njeri
Personal Customer, Nairobi · October 2025
★★★☆☆

“The internet banking platform sometimes has downtime during peak hours which is frustrating. Branch queues are also long at busy branches in Nairobi CBD. Customer care on 0703027000 is however responsive and resolves issues quickly.”

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❓ Frequently Asked Questions

Where is Co-operative Bank head office in Nairobi?

Co-operative Bank's head office is at Co-operative House, Haile Selassie Avenue, Nairobi. P.O. Box 48231-00100. The head office branch code is 11000.

How do I contact Co-op Bank customer care?

Call 0703 027 000 (available 24/7), send an SMS to 16111, or WhatsApp 0703 027 000. You can also visit any of the 212 branches nationwide or use Co-op Internet Banking.

What is the Co-op Bank SWIFT code?

The SWIFT/BIC code for Co-operative Bank of Kenya is KCOOKENA. The bank code is 11 and the main branch (head office) code is 11000.

What is MCoop Cash?

MCoop Cash is Co-operative Bank's mobile banking platform that allows customers to transfer money, pay bills, buy airtime, apply for loans, and access their account 24/7 from any mobile phone — with or without a smartphone.

What are Co-operative Bank's working hours?

Normal banking hours are Monday–Friday 8:30 AM – 4:00 PM and Saturday 8:30 AM – 12:00 PM. Executive Banking hours are Monday–Friday 8:30 AM – 5:00 PM and Saturday 8:30 AM – 1:00 PM. Digital channels operate 24/7.

When was Co-operative Bank of Kenya founded?

Co-operative Bank of Kenya was founded in 1968 to serve the needs of the Kenyan co-operative movement. It was listed on the Nairobi Securities Exchange (NSE: COOP) on 22 December 2008 and is majority-owned by Coop Holdings Co-operative Society Limited.

Listed on Business.co.ke · Business Listings Kenya · Last Updated: June 2026 ·
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Grace Wanjiku is a commerce writer dedicated to helping small and medium enterprises (SMEs) thrive in East Africa. A graduate of Commerce from the University of Nairobi, she focuses on digital banking solutions, mobile money integration, and local market trends across Kenya’s counties. When not analyzing market shifts, Grace manages verified data updates for the Business.co.ke local directory. She can be reached at grace.wanjiku@business.co.ke
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