Mombo Sacco
Kenya’s first fully digital Sacco — savings, loans, chama accounts, and MWallet all from your phone, helping members build over KES 100 Million in savings since 2015.
📱 Digital-First Savings & Credit
📅 Registered February 2015
💰 KES 100M+ Member Savings
📋 About Mombo Sacco
Mombo Sacco was registered in February 2015 as a Back-Office Service Activity (BOSA) Sacco, regulated by the Commissioner of Cooperative Development under the Ministry of Trade, Industry and Cooperatives. It was created with the goal of mobilising the financial energies of Kenya’s rapidly growing urban population, providing an anchor for savings, borrowing, and investment all under one digital platform. Since its founding, Mombo has positioned itself as Kenya’s first fully digital Sacco, allowing members to save, borrow, and invest entirely through the Mombo mobile app without needing to visit a physical branch for routine transactions.
The Sacco has grown its membership and savings portfolio significantly, helping members build a combined savings pool of over KES 100 million. Mombo offers Goal Savings Accounts (Sprint Goal at 6% and Marathon Goal at 10% returns), Chama Accounts for group savings, and a full suite of loan products tailored to individual and small business needs. Its MWallet feature is designed to slash transaction fees by 20-50% compared to conventional channels, while the in-app MQuiz feature and M-Rewards programme add gamified incentives for active saving. Mombo’s head office is at Westpark Towers, 1st Floor, Suite 107, in Westlands, Nairobi.
🏷️ Company Details
| Type | Digital Savings & Credit Co-operative (BOSA Sacco) |
| Registered | February 2015 |
| Regulator | Commissioner of Cooperative Development, Ministry of Trade, Industry & Cooperatives |
| Head Office | Westpark Towers, 1st Floor, Suite 107, Westlands, Nairobi |
| City | Nairobi, Kenya |
| Member Savings Portfolio | KES 100 Million+ |
| Platform | Mombo App (Digital-First, No Branch Required) |
| Website | mombo.co.ke |
⚙️ Products & Services
🔵 Chama / Group Savings Accounts
🔵 Individual Loans
🔵 Business / Entrepreneur Loans
🔵 Mombo MWallet (Low-Fee Transactions)
🔵 M-Rewards (Cash Bonus Programme)
🔵 MQuiz (In-App Financial Literacy Game)
🔵 Mombo App (Full Account Management)
💰 Goal Savings Account Options
| Account Type | Annual Return | Best For |
| Sprint Goal Account | 6% Profit | Short-term savings goals, redeemable anytime |
| Marathon Goal Account | 10% Profit | Longer-term, higher-return savings goals |
🕐 Availability
| Monday – Sunday | Mombo App — Open 24 Hours | Open |
| Support / Head Office | Standard business hours (contact form response within 24 hrs) | Open |
🗺️ Service Areas
📱 Nationwide — via Mombo App (Urban Kenya Focus)
📸 Photos
The Mombo App — manage savings, loans, and chama accounts from your phone
Mombo MWallet — designed to slash transaction fees by 20-50%Swipe to view more photos
📍 Location & Map (Head Office)
📍 Westpark Towers, 1st Floor, Suite 107, Westlands, Nairobi, Kenya · Get Directions →
📬 Contact Information
| 🌐 Website | mombo.co.ke |
| ✉️ Contact Form | mombo.co.ke/contact (Response within 24 hours) |
| 📍 Head Office | Westpark Towers, 1st Floor, Suite 107, Westlands, Nairobi, Kenya |
🔗 Social Media
⭐ Reviews & Ratings
Mombo Sacco is praised as a convenient, customer-friendly digital savings platform, particularly for young urban Kenyans and chama groups who value goal-based saving without needing to visit a physical branch.
“I opened a Marathon Goal Account to save for a car down payment and the 10% return has genuinely helped me get there faster. Everything is done from the app — no need to queue anywhere, which fits my busy schedule perfectly.”
“Our chama switched from tracking contributions on WhatsApp to using Mombo’s Chama Account feature and it has made a real difference in transparency. Everyone can see the group’s savings and growth in real time on the app.”
“App works well most of the time and I appreciate having no branch to visit. As a fully digital Sacco, though, I’d feel more confident with a direct phone line for urgent issues rather than relying solely on the contact form, which took closer to a day to get a response.”
“Used Mombo’s business loan to restock my shop and after three months of consistent saving I qualified easily. The MWallet feature also saved me quite a bit on transaction fees compared to what I was paying before.”
📝 Share Your Experience
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❓ Frequently Asked Questions
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