AAR Insurance Kenya Contacts, Branches, Medical Cover & Head Office 2026

Grace Wanjiku
9 Min Read

✓ Info Verified

🛡️ Medical · Health · General · Family Insurance

AAR Insurance

AAR Insurance Kenya Limited — medical and general insurance with roots in Africa Air Rescue (1984). Head office at Real Towers, Hospital Road, Upper Hill. Confirm products when you call.

📍 Real Towers, Hospital Road, Upper Hill, Nairobi
📞 0703 063 000
🌐 aar-insurance.com

🏷️ Key Facts

Legal nameAAR Insurance Kenya Limited
Also known asAAR Insurance · AAR Kenya · Africa Air Rescue (historical)
CategoryMedical / health insurance · General insurance · Family & corporate cover
BackgroundStarted 1984 as Africa Air Rescue (air and road medical evacuation). Grew into a full insurance company focused on medical and general lines. Related AAR Healthcare is a separate healthcare services brand.
RegulatorInsurance Regulatory Authority (IRA)
Head officeReal Towers, Ground Floor, Hospital Road, Upper Hill, Nairobi
Main phones0703 063 000 · 0730 633 000 · 020 289 5000
Emergency / AAR Rescue0725 225 225 · 0734 225 225 (publicly listed rescue lines; confirm when you call)
Emailinfo@aar.co.ke · complaintsupportbranches@aar.co.ke
Websiteaar-insurance.com
PostalP.O. Box 41766-00100, Nairobi
Office hours (official)Monday–Friday, 9:00 am – 5:00 pm

📋 About AAR Insurance

AAR Insurance Kenya Limited is a medical and general insurer with roots in emergency rescue. The business began in 1984 as Africa Air Rescue, providing air and road evacuation. It later expanded into health insurance and general lines for individuals, families and corporates.

The head office is Real Towers, Ground Floor, Hospital Road, Upper Hill, Nairobi. Official customer lines are 0703 063 000, 0730 633 000 and landline 020 289 5000. Email is info@aar.co.ke. For medical emergencies, public materials list AAR Rescue numbers 0725 225 225 and 0734 225 225; always confirm the correct line for your policy.

AAR has branches in Thika, Naivasha, Kisumu, Nakuru, Eldoret, Mombasa, Malindi, Kakamega and other towns. Product benefits, hospital panels and premiums change, so confirm cover on aar-insurance.com or with an authorised agent before you buy. AAR Healthcare (clinics and outpatient care) is a related but separate brand with its own contacts.

🛡️ Products & Services

🏥 Medical / health insurance
👨‍👩‍👧 Family & individual plans
🏢 Corporate / SME medical
👴 Senior / seniors cover
🏠 Homeowner / general lines
✈️ Travel cover
🚑 Rescue / evacuation heritage
📱 App / digital self-service

Exact benefits, waiting periods and hospital panels depend on the product. Call 0703 063 000 or visit aar-insurance.com for a current quote.

📍 Head Office & Selected Branches

Head officeReal Towers, Ground Floor, Hospital Road, Upper Hill, Nairobi
0703 063 000 · 0730 633 000 · 020 289 5000
ThikaMaisha Height, 1st Floor, Kenyatta Road · 0703 063 840 / 0730 633 840
NaivashaEagle Centre, 1st Floor, Mbaria Kanio · 0703 063 850 / 0730 633 850
KisumuAl Imran Plaza, 2nd Floor, Oginga Odinga Street · 0703 063 880 / 0730 633 880
NakuruGiddo Plaza, Ground Floor, George Morara Road · 0731 669 915
EldoretRupa Mall / Zion Mall area (public lists vary) · confirm on 0703 063 000
Other townsMombasa · Malindi · Kakamega · City Centre (Absa Towers / ICEA listed in some materials) · Nyeri · Kericho and more on aar-insurance.com/contacts

Branch floors and direct lines can change. Confirm on 0703 063 000 or aar-insurance.com/contacts before you visit. Branch support email: complaintsupportbranches@aar.co.ke.

🕐 Opening Hours & Practical Information

Office hours: Monday–Friday, 9:00 am – 5:00 pm (official contact page).

Main lines: 0703 063 000 · 0730 633 000 · 020 289 5000
Email: info@aar.co.ke
Emergency / rescue (public lists): 0725 225 225 · 0734 225 225 — confirm which number applies to your policy or location.

Tip: Have your membership or policy number ready for claims and hospital admissions. Digital tools (app, M-TIBA integration mentioned in public materials) can help with letters and validation. Confirm current hospital panel before treatment.

⭐ Customer Information

📞 Main care: 0703 063 000 · 0730 633 000
🚑 Rescue lines (public): 0725 225 225 · 0734 225 225
🏢 HQ: Real Towers, Hospital Road, Upper Hill
🛡️ Known for: Medical insurance with rescue heritage
🕐 Busy periods: Month-end and claim peaks can mean longer waits
📌 Note: AAR Healthcare clinics use different numbers (e.g. 0709 701 000) — do not confuse the two brands

⭐ Customer Reviews

Have you used AAR Insurance for medical, family or general cover? We welcome genuine feedback.

📧 Send Your Review by Email

Include your rating (1–5 stars), name (optional), product type and your honest experience.
Reviews are moderated before publication. Your personal information will not be published without your consent.

📸 Photos

AAR Head office – Real Towers, Upper Hill

HQ

Head office – Real Towers, Upper Hill

AAR Client service – Branch network

Service

Client service – Branch network

Medical cover – Hospital network

Medical

Medical cover – Hospital network

👆 Swipe to view more photos

📍 Location & Map (Real Towers, Upper Hill)

📍 Real Towers, Ground Floor, Hospital Road, Upper Hill, Nairobi
Open in Google Maps →

📬 Contact Details

Main phones0703 063 000 · 0730 633 000
Landline020 289 5000
Rescue / emergency (public)0725 225 225 · 0734 225 225
Emailinfo@aar.co.ke
Branch supportcomplaintsupportbranches@aar.co.ke
Websiteaar-insurance.com
Head officeReal Towers, Ground Floor, Hospital Road, Upper Hill, Nairobi
PostalP.O. Box 41766-00100, Nairobi

Prefer aar-insurance.com and the numbers above. Confirm any payment or hospital pre-authorisation with the official care line before you act.

❓ Frequently Asked Questions

Where is AAR Insurance head office?

Real Towers, Ground Floor, Hospital Road, Upper Hill, Nairobi. P.O. Box 41766-00100.

What is the main customer care number?

0703 063 000 · 0730 633 000 · landline 020 289 5000. Email info@aar.co.ke. Hours Mon–Fri 9:00 am – 5:00 pm.

What number do I use in a medical emergency?

Public materials list AAR Rescue 0725 225 225 and 0734 225 225. Confirm the number that applies to your policy when you call customer care.

Is AAR Insurance the same as AAR Healthcare?

No. AAR Insurance is the insurer. AAR Healthcare runs clinics and outpatient services with separate contacts (e.g. 0709 701 000). Use the right brand for your need.

Is this your business?

Claim this listing or report incorrect information.

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Information last checked: September 2026
Source: aar-insurance.com/contacts and company materials. Branch floors, phones and product terms can change. Confirm on 0703 063 000 or the official website. AAR Healthcare is a separate brand with different contacts.
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Grace Wanjiku is a commerce writer dedicated to helping small and medium enterprises (SMEs) thrive in East Africa. A graduate of Commerce from the University of Nairobi, she focuses on digital banking solutions, mobile money integration, and local market trends across Kenya’s counties. When not analyzing market shifts, Grace manages verified data updates for the Business.co.ke local directory. She can be reached at grace.wanjiku@business.co.ke
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