Kenya National Police DT Sacco — Savings, Loans & Mortgage Services | Business Listings Kenya

Grace Wanjiku
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🏦 Deposit-Taking Sacco

Kenya National Police DT Sacco

Kenya’s third-largest deposit-taking Sacco serving 76,000+ members with savings, loans, mortgage financing, and mobile banking since 1972. United for Prosperity.

📍 Ngara Road, off Muranga Road, Nairobi
🏦 Deposit-Taking Sacco
📅 Registered 20 November 1972
🏢 8 Branches Nationwide

📋 About Kenya National Police DT Sacco

Kenya National Police DT Sacco was registered on 20th November 1972 with a founding membership of just 690, issued registration certificate number CS/2092. Originally established to serve members of the Kenya Police Service, the Sacco has since opened membership to civil servants, salaried employees, and the wider business community, provided they meet the qualifying common bond requirements. The Sacco’s head office is at Ngara Road, off Muranga Road, Nairobi.

Today, Kenya National Police DT Sacco has grown into the third-largest deposit-taking Sacco in Kenya, with a current membership of approximately 76,000, an asset base of KES 59.9 billion, a loan portfolio of KES 50.3 billion, and total deposits of KES 34.4 billion. The Sacco offers Back Office Service Activity (BOSA) credit facilities with flexible, affordable interest rates and repayment periods of up to 96 months, alongside Front Office Service Activity (FOSA) savings accounts for goals like holidays, school fees, business, and chamas. Members can also access mortgage financing in partnership with the Kenya Mortgage Refinance Company (KMRC) to construct or purchase a home, and manage their accounts anywhere via the M-Tawi mobile banking platform (USSD and app). In 2022, the Sacco marked 50 years of service and launched the Police Sacco Stadium.

🏷️ Company Details

TypeDeposit-Taking Sacco (DT-Sacco)
Registered20 November 1972 (Certificate No. CS/2092)
Membership~76,000 (Police Officers, Civil Servants, Business Community)
Rank in Kenya3rd Largest Deposit-Taking Sacco
Head OfficeNgara Road, off Muranga Road, Nairobi
CityNairobi, Kenya
Postal AddressP.O. Box 51042-00200, Nairobi, Kenya
Asset BaseKES 59.9 Billion
Loan PortfolioKES 50.3 Billion
Total DepositsKES 34.4 Billion
Branches8 Nationwide
Pilot Line0709 825 000
Emailinfo@policesacco.com
Websitepolicesacco.com

⚙️ Products & Services

🔵 BOSA Credit Facilities (Up to 96 Months)
🔵 FOSA Savings Accounts
🔵 Fixed Deposit Account
🔵 Mortgage Financing (with KMRC)
🔵 Emergency Loans
🔵 Development Loans
🔵 Asset Financing
🔵 Plot Purchase Scheme
🔵 M-Tawi Mobile Banking (USSD & App)
🔵 Chama & Group Savings
🔵 School Fees Savings

🏢 Branch Locations & Contacts

BranchLocationContact
Head Office (Nairobi)Ngara Road, off Muranga Road, Nairobi0709 825 000
MombasaOriental Building, Ground Floor, Nkrumah Road0709 825 505
EldoretKirem Plaza, 3rd Floor, Ronald Ngala Street0709 825 530
NakuruSailee House, Ground Floor, Kenyatta Avenue, Opp. Nyayo Gardens0709 825 000
NyeriKasturi Plaza, 1st Floor, Kimathi Street0709 825 570
MeruSolco Plaza, Ground Floor, Moi Avenue0709 825 590
KisiiMocha Place, 2nd Floor, Opposite Tuskys0709 825 551
KakamegaDaaron Foundation Trust Building, Ground Floor, Off Mumias Road, Opp. NALA Hospital0709 825 000

🕐 Opening Hours

Monday8:00 AM – 5:00 PMOpen
Tuesday8:00 AM – 5:00 PMOpen
Wednesday8:00 AM – 5:00 PMOpen
Thursday8:00 AM – 5:00 PMOpen
Friday8:00 AM – 5:00 PMOpen
Saturday8:00 AM – 1:00 PMOpen
Sunday—Closed
📱 M-Tawi mobile banking (USSD & app) is available 24/7 for transactions, instant loans, and account access. Branch hours may vary slightly — morning visits are generally recommended to avoid queues.

🗺️ Service Areas

📍 Nairobi (Head Office)
📍 Mombasa & Coast Region
📍 Eldoret & Rift Valley
📍 Nakuru County
📍 Nyeri & Central Kenya
📍 Meru & Eastern Region
📍 Kisii & Nyanza Region
📍 Kakamega & Western Kenya

📸 Photos

Kenya Police Sacco Plaza, head office on Ngara Road, NairobiKenya Police Sacco Plaza, head office on Ngara Road, Nairobi
M-Tawi — the Sacco's mobile banking platform for anytime, anywhere accessM-Tawi — the Sacco’s mobile banking platform for anytime, anywhere access
The Police Sacco Stadium, launched during the Sacco's 50th anniversary celebrationsThe Police Sacco Stadium, launched during the Sacco’s 50th anniversary celebrations

A Kenya Police Sacco branch serving members across the country

A Kenya Police Sacco branch serving members across the country

Swipe to view more photos

📍 Location & Map (Head Office)

📍 Ngara Road, off Muranga Road, Nairobi, Kenya · Get Directions →

📬 Contact Information

🌐 Websitepolicesacco.com
📞 Pilot Line0709 825 000
📧 Emailinfo@policesacco.com
📍 Head OfficeNgara Road, off Muranga Road, P.O. Box 51042-00200, Nairobi, Kenya

🔗 Social Media

⭐ Reviews & Ratings

4.3
⭐⭐⭐⭐
Member Rating

Kenya National Police DT Sacco is regarded as one of Kenya’s best-managed and most financially stable Saccos, valued for consistent dividends, flexible loan terms, and mortgage partnerships that help members achieve homeownership.

⭐ Leave a Review on Facebook

C
Corporal James Mutua
Member, Nairobi HQ · April 2026
★★★★★

“I’ve been a member since I joined the force over 12 years ago. The BOSA loan repayment terms of up to 96 months made it possible for me to finance my children’s education without straining monthly. Dividends have been consistent every year.”

G
Grace Wambui
Civil Servant Member, Nakuru · February 2026
★★★★★

“As a civil servant I was able to join through the open common bond and used their KMRC mortgage partnership to buy my first home. The Nakuru branch staff walked me through the whole process patiently.”

P
Peter Kimutai
Retired Officer, Eldoret · December 2025
★★★★☆

“Even after retirement I remain a member and the Sacco has continued to serve me well. The Eldoret branch does get busy on some days, so I try to go early in the morning as advised. M-Tawi has made checking my statements much easier.”

S
Sergeant Susan Achieng
Member, Kisumu Region · September 2025
★★★★★

“Used an emergency loan when I had a family medical situation and the processing was fast, given my membership history. Grateful to have a Sacco this reliable backing officers and our families in times of need.”

📝 Share Your Experience

Are you a Kenya National Police Sacco member? Rate them and leave a comment below.

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❓ Frequently Asked Questions

Who can join Kenya National Police DT Sacco?

Membership was originally limited to police officers but has since opened to civil servants, salaried employees, and the general business community under a revised common bond, along with qualifying spouses, sons, and daughters of existing members.

Where is Kenya National Police Sacco head office?

The head office is at Ngara Road, off Muranga Road, Nairobi. P.O. Box 51042-00200, Nairobi, Kenya. Call the pilot line on 0709 825 000.

How do I apply for membership?

Visit any Kenya National Police Sacco branch and request a Membership Form, or download it from policesacco.com. Complete and submit it along with the required supporting documents to begin the membership process.

What is M-Tawi?

M-Tawi is the Sacco's mobile banking platform, available via USSD and a mobile app, allowing members to transact, apply for instant loans, and access various services from their phone anytime, anywhere.

Does the Sacco offer mortgage financing?

Yes. Kenya National Police DT Sacco has partnered with the Kenya Mortgage Refinance Company (KMRC) to enable members to apply for a mortgage to construct or purchase their dream home.

How big is Kenya National Police Sacco?

The Sacco has grown from 690 founding members in 1972 to approximately 76,000 members today, with an asset base of KES 59.9 billion, making it the third-largest deposit-taking Sacco in Kenya.

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Grace Wanjiku is a commerce writer dedicated to helping small and medium enterprises (SMEs) thrive in East Africa. A graduate of Commerce from the University of Nairobi, she focuses on digital banking solutions, mobile money integration, and local market trends across Kenya’s counties. When not analyzing market shifts, Grace manages verified data updates for the Business.co.ke local directory. She can be reached at grace.wanjiku@business.co.ke
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